Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 7 mortgage lenders in Watkinsville, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BankSouth Mortgage
7911 Macon Hwy Suite B, Watkinsville, GA 30677
7069996100
Northpoint Mortgage of Watkinsville
1731 Meriweather Dr, Watkinsville, GA 30677
4044188080
Kellyn Bowden-Mortgage Lender
1047 Summit Grove Dr Bldg 400, Watkinsville, GA 30677
7066120011
Athens Classic Mortgage
1741 Hog Mountain Rd building 200, Ste3, Watkinsville, GA 30677
7067055944
Trowell Jernigan Lender (NMLS #450353)
1047 Summit Grove Dr Building 400 Unit 405, Watkinsville, GA 30677
7062079747
Matt Shirley - Loan Officer - Eustis Mortgage
3651 Mars Hill Rd Unit 1000B, Watkinsville, GA 30677
4043196829
Mike Grace at TotalBank (NMLS #447901)
1047 Summit Grove Dr Building 400 Unit 405, Watkinsville, GA 30677
7065401612
What Does a Mortgage Lender in Watkinsville Cost?
Typical costs for a mortgage lender in Georgia include an origination fee of 0.5 percent to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in Georgia generally range from 2 percent to 5 percent of the purchase price. These costs vary by loan type, lender, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Watkinsville?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Georgia lenders also require a credit check and proof of employment. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Georgia?
The process usually takes 30 to 45 days from application to closing. Georgia law requires a three-day right of rescission for most refinances. Delays can occur if property appraisals or title searches take longer.
Are there first-time homebuyer programs in Georgia?
Yes, the Georgia Department of Community Affairs offers the Georgia Dream program with down payment assistance. Local programs may also be available through Oconee County. Eligibility depends on income and credit score requirements.