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Looking for a mortgage lender in Villa Rica? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Villa Rica, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 12 mortgage lenders in Villa Rica, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Pawns
664 W Bankhead Hwy Ste. G, Villa Rica, GA 30180
7704564814
World Finance
88 GA-61, Villa Rica, GA 30180
7704591545
Security Finance
664 W Bankhead Hwy Suite 3c, Villa Rica, GA 30180
7704593624
1st Franklin Financial
118 GA-61 Ste F, Villa Rica, GA 30180
7704569797
Truist
640 W Bankhead Hwy, Villa Rica, GA 30180
7704595734
United Community
485 W Bankhead Hwy, Villa Rica, GA 30180
7704593100
Complete Cash
451 W Bankhead Hwy Suite 159, Villa Rica, GA 30180
6788404774
Lendmark Financial Services LLC
664 W Bankhead Hwy Suite 3-A, Villa Rica, GA 30180
7704591442
Southern Home Real Estate
364 W Bankhead Hwy, Villa Rica, GA 30180
7706162577
Synovus Bank
588 Carrollton Villa Rica Hwy, Villa Rica, GA 30180
8887966887
LGI
803 Golden Bell Wy, Villa Rica, GA 30180
9045137963
Motto Mortgage Outlet, LLC
225 Westview Dr, Villa Rica, GA 30180
4043101106
Mortgage lenders in Villa Rica Georgia help home buyers and homeowners secure financing for residential properties. Georgia law requires mortgage lenders to be licensed through the Georgia Department of Banking and Finance. Local lenders understand the Villa Rica real estate market and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in Villa Rica Cost?
Typical costs for a mortgage lender in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and credit report fees around 30 to 50 dollars. Closing costs in Georgia generally range from 2 to 5 percent of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Villa Rica Georgia?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Georgia lenders also require proof of homeowners insurance before closing. Self employed borrowers may need additional business tax documents.
How long does the mortgage process take in Georgia?
The mortgage process in Georgia usually takes 30 to 45 days from application to closing. Georgia law requires a three business day right of rescission for most refinance loans after closing. Purchase loans do not have this waiting period.
What are the typical down payment requirements for a home in Villa Rica?
Down payment requirements vary by loan type. Conventional loans often require 3 to 20 percent down. FHA loans allow as low as 3.5 percent down. USDA and VA loans may offer zero down payment options for eligible borrowers in Villa Rica.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.