Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 14 mortgage lenders in Decatur, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
4108 Covington Hwy Suites 200, 300, & 400, Decatur, GA 30032
4042886669
Kinsmith Finance
2829 E College Ave, Decatur, GA 30030
4042920203
MooreTeam Mortgage Professionals at Fairway Home Mortgage
104 B & C, Sycamore Pl, Decatur, GA 30030
4043733411
OneMain Financial
3910 N Druid Hills Rd, Decatur, GA 30033
4046333110
Fairway Independent Mortgage Corporation
104 Sycamore Pl Suites B&C, Decatur, GA 30030
4043733411
Element Home Loans, a Division of NFM Lending
305 E College Ave, Decatur, GA 30030
7706046029
Kim Pounders & Team | Fairway Independent Mortgage Corporation Loan Officer
104 Sycamore Pl Unit B & C, Decatur, GA 30030
4048772727
Scarlett Tassone | SouthState Mortgage
150 E Ponce de Leon Ave Suite 120, Decatur, GA 30030
4044834285
Sheryl Crawford - Diamond Residential Mortgage Corporation
4319 Covington Hwy Suite 317, Decatur, GA 30035
4042885585
Our Mortgage Team/Credit Union Financial Services
2476 Lawrenceville Hwy Ste 101, Decatur, GA 30033
8005036855
Jason Conn-U.S. Bank Mortgage
U.S. Bank area served, Decatur, GA 30033
4042677783
Diamond Residential Mortgage Corporation
4319 Covington Hwy Suite 317, Decatur, GA 30035
4042885585
Chase Mortgage
2861 N Decatur Rd, Decatur, GA 30033
4042921566
Southeast Mortgage
321 W Hill St Suite 3A, Decatur, GA 30030
7702790222
What Does a Mortgage Lender in Decatur Cost?
Typical costs for a mortgage lender in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Georgia generally range from 2 to 5 percent of the purchase price. These costs vary by loan type, lender, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Decatur Georgia?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Georgia lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Georgia?
The average mortgage process in Georgia takes 30 to 45 days from application to closing. Georgia law requires a three day rescission period for refinances after closing documents are signed.
Are there special mortgage programs for first time home buyers in Decatur?
Yes. The Georgia Dream program offers down payment assistance for eligible first time buyers. Decatur also has local programs through the city and DeKalb County for moderate income households.