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Mortgage Lenders in Yulee, FL

Directory of mortgage lenders in Yulee, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

8 agents listed
Updated June 2026
Yulee, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 8 mortgage lenders in Yulee, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VyStar Credit Union
463775 FL-200, Yulee, FL 32097
(904) 420-5700 vystarcu.org
Advance America
463797 FL-200 #2, Yulee, FL 32097
(904) 548-9942 advanceamerica.net
Community First Credit Union
463909 FL-200 Unit 1, Yulee, FL 32097
(904) 354-8537 communityfirstfl.org
Envoy Mortgage - Jacksonville, FL
463711 FL-200 Suite 1, Yulee, FL 32097
(904) 302-7673 envoymortgage.com
SeaTrust Funding & Management
96931 McGirts Crk Lp Rd, Yulee, FL 32097
(904) 767-1442 seatrustfunding.com
LGI
77321 Lumber Creek Blvd, Yulee, FL 32097
(904) 513-7963 loandepot.com
Chase Home Lending
463849 E State Rd 200, Yulee, FL 32097
(314) 303-1897 homelendingadvisor.chase.com
Emily Patterson | Envoy Mortgage
463711 FL-200 Suite 5, Yulee, FL 32097
(904) 566-1338

Yulee Florida offers a growing real estate market near the Georgia border. Mortgage lenders in this area can assist with conventional loans FHA loans and VA loans. Florida law requires lenders to provide a Loan Estimate within three business days of application.

What Does a Mortgage Lender in Yulee Cost?

Typical mortgage lender costs in Florida include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and closing costs add 2 to 5 percent of the purchase price. These amounts vary by property value and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Yulee Florida?
You typically need pay stubs W-2 forms tax returns bank statements and a valid ID. Florida lenders also require proof of homeowners insurance before closing.
How long does it take to close on a mortgage in Florida?
The average closing time in Florida is 30 to 45 days from application. This timeline can vary based on the loan type and appraisal availability in Nassau County.
Are there first time home buyer programs for Yulee residents?
Yes the Florida Housing Finance Corporation offers the Florida First program with down payment assistance. Income limits and purchase price caps apply for Nassau County borrowers.