Find Mortgage Lenders Near You in Winter Park, FL
Compare mortgage lenders in Winter Park. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 17 mortgage lenders in Winter Park, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Winter Park Cost?
Typical mortgage lender costs in Florida include origination fees from 0.5 percent to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 0.5 percent of the purchase price. Florida also charges documentary stamp taxes on mortgages at 0.35 dollars per 100 dollars of the loan amount. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Winter Park?
You typically need pay stubs, tax returns, bank statements, and photo identification. Florida law may require additional documentation for certain loan types. Your lender will provide a full list based on your situation.
How long does the mortgage process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida has a 7 day right of rescission for refinances on your primary residence. Purchase loans do not have this waiting period.
Are there special mortgage programs for Florida residents?
Yes, the Florida Housing Finance Corporation offers down payment assistance and first time home buyer programs. These programs have income and purchase price limits. Your lender can explain eligibility requirements.