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Find Mortgage Lenders Near You in Titusville, FL

Directory of mortgage lenders in Titusville, Florida. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Titusville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 9 mortgage lenders in Titusville, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VyStar Credit Union
1809 Cheney Hwy, Titusville, FL 32780
3215937200
Community Credit Union of Florida-Titusville
2455 S Washington Ave, Titusville, FL 32780
3216902328
Space Coast Credit Union | Titusville, FL
1920 Cheney Hwy, Titusville, FL 32780
3217522222
Element Home Loans, a Division of NFM Lending
2201 Garden St, Titusville, FL 32796
3213326131
Park Place
3708 Ventnor Dr, Titusville, FL 32796
8005141260
Chase Mortgage
2700 S Washington Ave, Titusville, FL 32780
3212673604
Delano Doolgar - Mortgage Loan Officer
201 Cheney Hwy, Titusville, FL 32780
3212039475
Regions Mortgage
905 Cheney Hwy, Titusville, FL 32780
8007344667
Jonte Reason, LO
1006 Queen St, Titusville, FL 32780
5614752282

Mortgage lenders in Titusville Florida help home buyers and homeowners secure financing for property purchases and refinancing. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the Brevard County real estate market and can guide you through Florida-specific closing procedures.

What Does a Mortgage Lender in Titusville Cost?

Typical mortgage lender costs in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs around $1,000 to $2,000. Closing costs in Florida generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Titusville Florida?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Florida lenders also require proof of homeowners insurance. The exact list depends on your loan type and employment situation.
How long does it take to close on a home loan in Florida?
A standard mortgage closing in Florida takes 30 to 45 days from application. Florida law requires a three-day rescission period for refinances. Delays can occur due to appraisal or title search issues.
Are there special mortgage programs for Florida first-time home buyers?
Yes, the Florida Housing Finance Corporation offers programs like the Florida First mortgage with down payment assistance. These programs have income limits and require a credit score of at least 640. Local Titusville lenders can help you apply.