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5 agents listed
Updated May 2026
The Villages, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 mortgage lenders in The Villages, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - The Villages
8564 E County Rd 466 Suite 305, The Villages, FL 32162
3524152056
Team Koller at Acrisure Mortgage, LLC
8610 E County Rd 466 # A, The Villages, FL 32162
8667668885
Pacific Lending Mortgage Bankers
1083 Magrath Way, The Villages, FL 32162
3524620636
Landmark Mortgage Planners
112 S Old Dixie Hwy, The Villages, FL 32159
3523045700
Member Mortgage Services
1500 Banderos Ave, The Villages, FL 32159
8004771086
Mortgage lenders in The Villages Florida help residents finance homes in this active adult community. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the unique needs of Villages buyers including retirement income and 55 plus community requirements.
What Does a Mortgage Lender in The Villages Cost?
Typical mortgage lender costs in Florida include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars and credit report fees are about 30 to 50 dollars. Closing costs in The Villages usually total 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in The Villages Florida?
You typically need pay stubs tax returns bank statements and photo ID. For retirees lenders may also ask for Social Security award letters and pension statements to verify income.
How long does it take to close a mortgage in The Villages?
The average mortgage closing in Florida takes 30 to 45 days from application to funding. Delays can occur if appraisals or title work take longer than expected.
Are there special mortgage programs for The Villages buyers?
Yes Florida offers first time home buyer programs and down payment assistance through the Florida Housing Finance Corporation. Many Villages buyers also use FHA loans which allow lower down payments.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.