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Directory of mortgage lenders in Temple Terrace, Florida. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Temple Terrace, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 mortgage lenders in Temple Terrace, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
8797 N 56th St, Temple Terrace, FL 33617
8139147662
OhmStar Home Lending LLC
7320 E Fletcher Ave, Temple Terrace, FL 33637
8889832543
New American Funding - Elaine Pumarejo
13101 Telecom Dr #101, Temple Terrace, FL 33637
8135159521
SKM Mortgage LLC
101 Maroldy Dr, Temple Terrace, FL 33617
8134632323
PNC Mortgage
9300 N 56th St, Temple Terrace, FL 33617
8139856700
Charles Tadros - Mortgage Loan Officer
9400 N 56th St, Temple Terrace, FL 33617
7082689472
Chase Home Lending
8942 Bertha Palmer Blvd, Temple Terrace, FL 33617
7132826145
Authorize Mortgage Corporation
5620 E Fowler Ave #1, Temple Terrace, FL 33617
8132895322
Mortgage lenders in Temple Terrace Florida help home buyers and homeowners secure financing for residential properties. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand Temple Terrace market conditions and can guide you through the process.
What Does a Mortgage Lender in Temple Terrace Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Florida generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Temple Terrace Florida?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Florida lenders also require proof of homeowners insurance before closing. The exact list depends on your loan type and employment status.
How long does the mortgage process take in Florida?
The average mortgage process in Florida takes 30 to 45 days from application to closing. Florida law allows a three day rescission period for refinances but not for purchase loans. Delays can happen if appraisals or title work take longer.
Are there special mortgage programs for Florida first time home buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First program with down payment assistance. These programs have income limits and require a minimum credit score. Local lenders in Temple Terrace can help you check eligibility.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.