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Looking for a mortgage lender in Tarpon Springs? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Tarpon Springs, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 mortgage lenders in Tarpon Springs, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
KB Mortgage
5 W Orange St, Tarpon Springs, FL 34689
7277988798
Movement Mortgage - The Higgins Home Loan Team
123 E Tarpon Ave Office 208, Tarpon Springs, FL 34689
7274218428
Smart Mortgage Centers Inc
38852 US Hwy 19 N, Tarpon Springs, FL 34689
8884296601
O.J. Mortgage Co Inc
917 E Klosterman Rd, Tarpon Springs, FL 34689
7277730505
Diane Schillace NMLS #359766
917 E Klosterman Rd Unit A, Tarpon Springs, FL 34689
7274921140
Mortgage, Bank of America
910 E Tarpon Ave, Tarpon Springs, FL 34689
7279471811
Chase
41206 US Hwy 19 N Ste. 16, Tarpon Springs, FL 34689
7279459900
Chase Home Lending
41206 US Hwy 19 N, Tarpon Springs, FL 34689
7325813718
Mortgage lenders in Tarpon Springs Florida help homebuyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Nationwide Multistate Licensing System and Registry. Local lenders understand the unique real estate market in Pinellas County and can guide you through Florida-specific closing procedures.
What Does a Mortgage Lender in Tarpon Springs Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance premiums of 500 to 1500 dollars. Florida also imposes a documentary stamp tax of 0.35 dollars per 100 dollars of the mortgage amount. These costs vary by loan size, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Tarpon Springs?
You typically need recent pay stubs, tax returns, bank statements, and photo identification. Florida lenders also require a property appraisal and title search. The exact list depends on your loan type and employment status.
How long does the mortgage process take in Florida?
The mortgage process in Florida usually takes 30 to 45 days from application to closing. Florida law allows a 7 day rescission period for refinances on your primary residence. Purchase loans do not have a rescission period.
What are the typical closing costs for a home loan in Tarpon Springs?
Closing costs in Florida generally range from 2 to 5 percent of the loan amount. These include lender fees, title insurance, appraisal fees, and recording taxes. Florida also charges a documentary stamp tax on the mortgage note.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.