Mortgage Lenders in Tampa, FL
Looking for a mortgage lender in Tampa? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage lenders in Tampa, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Tampa Cost?
Typical costs for a mortgage lender in Tampa include an origination fee of 0.5 percent to 1 percent of the loan amount, plus appraisal fees around 400 to 600 dollars, and title insurance costs of 500 to 1,000 dollars. Florida also charges documentary stamp taxes on the mortgage note at a rate of 0.35 per 100 dollars of the loan amount. These costs vary by loan program and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in Florida?
Mortgage lenders in Florida must hold a license from the Florida Office of Financial Regulation under Chapter 494 of Florida Statutes. Loan originators must also be individually licensed through the Nationwide Multistate Licensing System.
How long does a mortgage loan typically take to close in Tampa?
A standard mortgage loan in Tampa usually closes within 30 to 45 days from application. Florida law requires a three day rescission period for refinances, but purchase loans do not have this waiting period.
Are there Florida specific down payment assistance programs for Tampa buyers?
Yes, the Florida Housing Finance Corporation offers programs like the Florida First and Florida HFA Preferred loans. Tampa residents may also qualify for local down payment assistance through Hillsborough County programs.