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Looking for a mortgage lender in St. Petersburg? Review the directory below to compare your options.
20 agents listed
Updated May 2026
St. Petersburg, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 mortgage lenders in St. Petersburg, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
360 Central Ave Suite 470, St. Petersburg, FL 33701
8138206981
Creative 1st Mortgage
447 3rd Ave N Suite 210, St. Petersburg, FL 33701
7279149397
Waterstone Mortgage Corporation
6798 Crosswinds Dr N Suite C-104, St. Petersburg, FL 33710
7274970397
Custom Rate Mortgage
360 Central Ave Suite 470, St. Petersburg, FL 33701
7272105547
The Mortgage Firm
9600 Koger Blvd N #208, St. Petersburg, FL 33702
4077471492
Team Stapleton Home Loans LLC
3035 5th Ave N, St. Petersburg, FL 33713
7278002921
Turtle Rec Loans
5644 Escondida Blvd S, St. Petersburg, FL 33715
7275424468
Doug Wagner at CrossCountry Mortgage
696 1st Ave N Suite 204, St. Petersburg, FL 33701
7275432897
BD Mortgage Group LLC
9800 4th St N #200, St. Petersburg, FL 33702
7277616111
Marlin Mortgage Capital
646 2nd Ave S, St. Petersburg, FL 33701
8886565150
Azulow
970 Lake Carillon Dr #300, St. Petersburg, FL 33716
7275102015
John Lee at Homeowners Financial Group USA, LLC
150 2nd Ave N #730, St. Petersburg, FL 33701
7277439652
Seth Stern
6798 Crosswinds Dr N Suite C-104, St. Petersburg, FL 33710
7276471356
Bay Equity Home Loans
100 2nd Ave N Suite 220, Office 2, St. Petersburg, FL 33701
4126516989
911 MORTGAGE - "Fast Funding To The Rescue!"
4180 Central Ave Suite #1, St. Petersburg, FL 33711
7274779111
Southern Gulf Coast Mortgage
7901 4th St N suite 300, St. Petersburg, FL 33702
7272850749
Affordable Home Mortgage - Florida
5901 Sun Blvd, St. Petersburg, FL 33715
4436773281
Peak Home Loans
360 Central Ave 8th floor, St. Petersburg, FL 33701
8444003100
Mortgage lenders in St. Petersburg Florida help home buyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand Pinellas County market conditions and can guide you through Florida specific disclosures like the Florida Home Loan Disclosure Act.
What Does a Mortgage Lender in St. Petersburg Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount plus third party fees for appraisal title search and credit report. Closing costs in Pinellas County often range from 2 to 5 percent of the purchase price. For a 300000 dollar home expect total closing costs between 6000 and 15000 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the licensing requirements for mortgage lenders in Florida?
Mortgage lenders must be licensed by the Florida Office of Financial Regulation under Chapter 494 of Florida Statutes. Loan originators must also pass a background check and complete pre licensing education. This ensures consumer protection in the St. Petersburg market.
How long does a typical mortgage approval take in Florida?
A standard mortgage approval in Florida usually takes 30 to 45 days from application to closing. Florida law requires a three day right of rescission for refinances. Delays can happen if property appraisals or title searches take longer.
What documents do I need to apply for a mortgage in St. Petersburg?
You will need recent pay stubs W 2 forms tax returns bank statements and a valid government issued ID. Florida lenders also require proof of homeowners insurance and a property appraisal. Self employed borrowers may need additional profit and loss statements.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.