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Compare Mortgage Lenders in Sebastian, FL

Looking for a mortgage lender in Sebastian? Review the directory below to compare your options.

11 agents listed
Updated May 2026
Sebastian, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 11 mortgage lenders in Sebastian, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Zachary Coletti Team - EXP Realty
920 US-1 suite e, Sebastian, FL 32958
7728744400
Marine - A Division of ELGA Credit Union
1020 US-1, Sebastian, FL 32958
7725894494
Richard Therien
705 Sebastian Blvd Suite E, Sebastian, FL 32958
9042378821
Michael Float
705 Sebastian Blvd, Sebastian, FL 32958
7725325984
Space Coast Credit Union | Sebastian, FL
9390 90th Ave, Sebastian, FL 32958
8004477228
Truist
9601 US-1, Sebastian, FL 32958
7722283466
MOVEMENT MORTGAGE
705 E Sebastian Blvd, Sebastian, FL 32958
8773141499
Reliable Mortgages, Inc.
1627 US-1 suite 218, Sebastian, FL 32958
7722288600
Daniel Talbott Motto Mortgage Riverside
1601 US-1, Sebastian, FL 32958
7725715671
PNC Mortgage
993 Sebastian Blvd, Sebastian, FL 32958
7723889080
PNC Mortgage
13035 US-1, Sebastian, FL 32958
7725893182

Sebastian Florida offers a variety of mortgage lenders to help you buy a home or refinance. Local lenders understand the specific property insurance requirements and flood zone considerations common in this coastal area. Whether you are a first-time buyer or looking to lower your rate, a Sebastian mortgage lender can guide you through the process.

What Does a Mortgage Lender in Sebastian Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Indian River County often total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Sebastian Florida?
You typically need pay stubs, tax returns, bank statements, and photo ID. Florida law requires lenders to verify your ability to repay, so be ready to show proof of income and assets.
How long does it take to close on a home loan in Sebastian?
A standard mortgage closing in Florida usually takes 30 to 45 days. Delays can happen if the property is in a flood zone or if title issues arise.