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Compare mortgage lenders in Port Charlotte. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Port Charlotte, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 15 mortgage lenders in Port Charlotte, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Morningstar Mortgage
474 S Tamiami Trl #3, Port Charlotte, FL 33953
8135451213
Advanced Mortgage
1777 S Tamiami Trl Office 5 Suite 304, Port Charlotte, FL 33948
2027024861
Becky Sikorski Mortgage Loan Officer
1777 S Tamiami Trl Suite 304-5, Port Charlotte, FL 33948
9416282320
Raleigh Morrison - Realtor & Mortgage Broker
4456 S Tamiami Trl, Port Charlotte, FL 33980
9417691362
Jessica Lefebre, Finance of America Mortgage LLC
1808 S Tamiami Trl Unit D4, Suite A, Port Charlotte, FL 33948
2397703325
Custom Mortgage
20020 Veterans Blvd UNIT 14, Port Charlotte, FL 33954
9412553342
loanDepot
18501 Murdock Cir # 503, Port Charlotte, FL 33948
9418837150
Home For Life Reverse Mortgage, Inc NMLS#2257258
23072 Nugent Ave, Port Charlotte, FL 33954
9416282849
Adam Beaudette, American Pacific Mortgage
1808 S Tamiami Trl Unit D4, Suite A, Port Charlotte, FL 33948
9417692105
Guild Mortgage Company
1166 March Dr, Port Charlotte, FL 33953
9413690515
Chase Mortgage
24143 Peachland Blvd, Port Charlotte, FL 33954
9416270552
Mark Wait, Mortgage Loan Officer, Lake Michigan Credit Union, NMLS#675540
2120 Kings Hwy, Port Charlotte, FL 33980
9893120403
Esmeralda Marpali, Finance of America Mortgage LLC
1808 S Tamiami Trl Unit D4, Suite A, Port Charlotte, FL 33948
2399101213
Evergreen Reverse Mortgage Lenders
18505 Paulson Dr # 10, Port Charlotte, FL 33954
9412296932
Coast One Mortgage, LLC
18500 Veterans Blvd #1, Port Charlotte, FL 33954
8006575010
Mortgage lenders in Port Charlotte Florida help residents and buyers secure home loans for properties in Charlotte County. Florida law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Port Charlotte market conditions and flood zone requirements common to Southwest Florida.
What Does a Mortgage Lender in Port Charlotte Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 0.5 to 1 percent of the purchase price. Closing costs in Port Charlotte generally range from 2 to 5 percent of the home price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Port Charlotte?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Florida law also requires proof of homeowners insurance and a property survey for most transactions.
How long does the mortgage process take in Florida?
The standard mortgage process in Florida takes 30 to 45 days from application to closing. This timeline can vary based on loan type and appraisal availability in Port Charlotte.
Are there special loan programs for Florida first time home buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First and Florida HFA Preferred programs. These provide down payment assistance and competitive interest rates for qualified buyers in Port Charlotte.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.