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Find Mortgage Lenders Near You in Pinecrest, FL

Looking for a mortgage lender in Pinecrest? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Pinecrest, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 mortgage lenders in Pinecrest, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NXT LVL Lending
9771 S Dixie Hwy, Pinecrest, FL 33156
3058037695
Michael Jiunta at Prosperity Home Mortgage - Pinecrest
12751 S Dixie Hwy, Pinecrest, FL 33156
8593127550
Chase Home Lending
12795 S Dixie Hwy, Pinecrest, FL 33156
3052837828
Chase Home Lending
10301 S Dixie Hwy, Pinecrest, FL 33156
3056698020

Mortgage lenders in Pinecrest Florida help home buyers and homeowners secure financing for residential properties. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Local lenders are familiar with Pinecrest high property values and Miami-Dade County specific appraisal rules.

What Does a Mortgage Lender in Pinecrest Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Florida also charges a documentary stamp tax on mortgages, which is 35 cents per $100 of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage lender need in Florida?
Mortgage loan originators in Florida must hold a valid license from the Florida Office of Financial Regulation. They must also pass a background check and complete pre-licensing education.
How long does a Florida mortgage loan typically take to close?
A standard mortgage loan in Florida usually takes 30 to 45 days to close. Delays can occur due to appraisal issues or title searches specific to Miami-Dade County.
Are there Florida specific down payment assistance programs?
Yes, Florida offers programs like the Florida HFA First Time Home Buyer Program and the State Housing Initiatives Partnership. These provide down payment and closing cost help for eligible buyers in Pinecrest.