Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 9 mortgage lenders in Panama City Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Jessika Mertins
4412 Delwood Ln, Panama City Beach, FL 32408
8503745495
Coastal Haven Lending
13302 Hutchison Blvd, Panama City Beach, FL 32407
8474710485
Blissful Mortgage LLC
309 Richard Jackson Blvd Ste 231, Panama City Beach, FL 32407
8502502677
BOE Beaches
17651 Panama City Beach Pkwy #4, Panama City Beach, FL 32413
8508662963
Amber Ellis - Ameris Bank Mortgage
11790 Panama City Beach Pkwy, Panama City Beach, FL 32407
8508654560
Steven Cochran - Ameris Bank Mortgage
11790 Panama City Beach Pkwy, Panama City Beach, FL 32407
8503244092
Kat Tomlinson - Mortgage Lender
309 Richard Jackson Blvd Suit C6, Panama City Beach, FL 32407
8502386225
Paige Mooneyham- 20/20 Mortgage
309 Richard Jackson Blvd, Panama City Beach, FL 32407
6154263804
VA Loans Xpress
309 Richard Jackson Blvd suite 232, Panama City Beach, FL 32407
8335673278
What Does a Mortgage Lender in Panama City Beach Cost?
Typical costs for a mortgage in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance averaging 0.5 to 1 percent of the purchase price. Florida also charges documentary stamp taxes of 0.35 per 100 dollars on the note and 0.60 per 100 dollars on the deed. Costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Florida?
Mortgage loan originators in Florida must hold a valid license from the Florida Office of Financial Regulation. They must also complete pre-licensing education and pass a national and state exam.
How long does a typical mortgage approval take in Panama City Beach?
A standard mortgage approval in Florida usually takes 30 to 45 days from application to closing. Delays can happen if the property is in a flood zone or if additional insurance documentation is needed.