Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 mortgage lenders in Palm Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Harmony Mortgage Inc.
6050 Babcock St SE #27, Palm Bay, FL 32909
3212506565
TrueVet Mortgage
2475 Palm Bay Rd NE #145, Palm Bay, FL 32905
3213644461
DHI Mortgage - Melbourne
490 Centre Lake Dr NE Ste. 150, Palm Bay, FL 32907
3219533131
Blissful Mortgage llc
2475 Palm Bay Rd NE ste 145 19b, Palm Bay, FL 32905
8552825477
Prime Star Mortgage Corporation
4951 Babcock St NE, Palm Bay, FL 32905
3217331916
VA Loans Xpress
2475 Palm Bay Rd NE ste 145 19a, Palm Bay, FL 32905
8335673278
BRYAN'S MORTGAGE LENDING INC
2105 Palm Bay Rd NE Ste 3-W, Palm Bay, FL 32905
3214308589
What Does a Mortgage Lender in Palm Bay Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount. Other fees are appraisal costs around 400 to 600 dollars, title insurance of 500 to 1,500 dollars, and recording fees of 50 to 100 dollars. Closing costs in Florida usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Palm Bay Florida?
You need proof of income like pay stubs and tax returns, bank statements, a valid ID, and details about your debts and assets. Florida lenders also require a property appraisal and title search.
How long does it take to close on a mortgage in Florida?
A typical mortgage closing in Florida takes 30 to 45 days from application to final closing. Delays can happen due to appraisal issues or title problems. Florida law allows a three day rescission period for refinances.
What are the typical down payment requirements for a home in Palm Bay?
Down payments vary by loan type. Conventional loans often require 5 to 20 percent down. FHA loans allow as little as 3.5 percent down. VA and USDA loans may offer zero down payment options for eligible borrowers.