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Compare mortgage lenders in Palatka. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Palatka, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 mortgage lenders in Palatka, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
308 FL-19, Palatka, FL 32177
3863298988
OneMain Financial
835 FL-19, Palatka, FL 32177
3863281449
Farm Credit of Florida
309 N 2nd St, Palatka, FL 32177
3863282744
Gateway Mortgage Group
514 S Palm Ave Ste B, Palatka, FL 32177
3865307753
Michelle Calhoun - Mortgage Loan Officer
101 FL-19, Palatka, FL 32177
3522810669
New American Funding - Stone Keefauver
421 St Johns Ave ste 7, Palatka, FL 32177
3212956656
Bee Mortgage App
320 St Johns Ave suite 103, Palatka, FL 32177
8556261999
Palatka Florida home buyers and homeowners can work with local mortgage lenders to secure financing for a home purchase or refinance. Florida has specific requirements for mortgage lending including a 7 day rescission period for refinances under certain conditions. Lenders in Palatka can guide you through the process from pre approval to closing.
What Does a Mortgage Lender in Palatka Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount plus third party fees for appraisal title search and credit report. Closing costs in Florida generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Palatka Florida?
You will need recent pay stubs W2 forms tax returns bank statements and a valid photo ID. Florida lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to close on a mortgage in Florida?
A typical mortgage closing in Florida takes 30 to 45 days from application to closing. This timeline can vary based on the loan type and the complexity of your financial situation.
Are there Florida specific fees for mortgage lending?
Yes Florida charges a documentary stamp tax on mortgages which is 35 cents per 100 dollars of the loan amount. There may also be recording fees and intangible taxes depending on the county.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.