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Browse mortgage lenders serving Opa-locka, Florida. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Opa-locka, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage lenders in Opa-locka, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wells Fargo Bank
13100 NW 27th Ave, Opa-locka, FL 33054
3057952940
EZ Short Sales
2052 Washington Ave, Opa-locka, FL 33054
2129359999
Mortgage lenders in Opa-locka Florida help home buyers and homeowners secure financing for property purchases and refinancing. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand Opa-locka market conditions and can guide you through the process.
What Does a Mortgage Lender in Opa-locka Cost?
Typical mortgage lender costs in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,500. Closing costs in Florida generally range from 2% to 5% of the loan amount. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Opa-locka Florida?
You typically need pay stubs, tax returns, bank statements, and identification. Florida lenders also require a property appraisal and title search. Specific documents vary by loan type and lender.
How long does mortgage approval take in Florida?
Initial approval often takes one to three business days. Full underwriting and closing usually take 30 to 45 days. Florida law allows a three day rescission period after signing for refinances.
Are there Florida specific mortgage programs for first time buyers?
Yes, the Florida Housing Finance Corporation offers down payment assistance and favorable loan terms for qualified first time buyers. These programs have income and purchase price limits that apply in Opa-locka.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.