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Compare Mortgage Lenders in Ocoee, FL

Directory of mortgage lenders in Ocoee, Florida. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Ocoee, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 mortgage lenders in Ocoee, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Door To Your Dream Mortgage
2704 Rew Cir # 102, Ocoee, FL 34761
4076549992
Mortgage, Bank of America
10201 W Colonial Dr, Ocoee, FL 34761
3212317964
OTOWN MORTGAGE COMPANY INC.
2704 Rew Cir #105a, Ocoee, FL 34761
3212301041
Onestop Financial Services, Llc
2704 Rew Cir #105a, Ocoee, FL 34761
3212341041
Chase Mortgage
1784 E Silver Star Rd, Ocoee, FL 34761
4078220742

Mortgage lenders in Ocoee Florida help home buyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation and follow specific disclosure rules. Ocoee residents can work with local lenders who understand the Central Florida real estate market and its unique insurance requirements.

What Does a Mortgage Lender in Ocoee Cost?

Typical mortgage lender costs in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance premiums of $500 to $1,500. Closing costs in Florida generally range from 2% to 5% of the purchase price. These costs vary by lender, loan type, and property location. This information is general and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Ocoee Florida?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a government issued ID. Florida lenders also require proof of homeowners insurance and may ask for a flood insurance policy if the property is in a flood zone.
How long does the mortgage approval process take in Florida?
The average mortgage approval process in Florida takes 30 to 45 days from application to closing. Florida law requires a three business day right of rescission for refinances, which can add time to the process.
Are there special mortgage programs for first time home buyers in Ocoee?
Yes, Florida offers the Florida First time home buyer program through the Florida Housing Finance Corporation. This program provides down payment assistance and competitive interest rates for qualified buyers in Ocoee and throughout the state.