Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage lenders in North Palm Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Christian Penner - America's Mortgage Solutions
712 US-1 #300, North Palm Beach, FL 33408
5613166800
John G. Picone, Jr of JP First Mortgage, Loans & Real Estate Services
749 US-1 STE 207-208, North Palm Beach, FL 33408
8445734778
Phil Hindman | Reverse Mortgage Specialist
712 US-1 #300, North Palm Beach, FL 33408
5613719972
What Does a Mortgage Lender in North Palm Beach Cost?
Typical mortgage lender costs in Florida include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a title search fee of $150 to $400. Closing costs in Palm Beach County often total 2% to 5% of the purchase price. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in North Palm Beach?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Florida lenders also require proof of homeowners insurance, which may include flood insurance for properties in designated flood zones.
How long does the mortgage process take in Florida?
The standard mortgage process in Florida usually takes 30 to 45 days from application to closing. Florida law allows a three-day right of rescission after closing for refinances, but not for purchase loans.
Are there specific Florida mortgage programs for first-time buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First program with down payment assistance up to $10,000. Many local lenders in North Palm Beach also participate in conventional FHA and VA loan programs.