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Find Mortgage Lenders in North Miami, FL

Directory of mortgage lenders in North Miami, Florida. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
North Miami, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage lenders in North Miami, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Approved Mortgage Corporation
1801 NE 123rd St, North Miami, FL 33181
3178822255
ICG10 Capital
13100 Coronado Ln, North Miami, FL 33181
9547980726

Mortgage lenders in North Miami Florida help home buyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Working with a local lender can help you understand property insurance requirements and flood zone considerations common in South Florida.

What Does a Mortgage Lender in North Miami Cost?

Typical mortgage lender costs in Florida include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees around 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in North Miami often total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in North Miami?
You typically need pay stubs, tax returns, bank statements, and photo ID. Florida lenders also require proof of homeowners insurance. Self-employed borrowers may need additional profit and loss statements.
How long does mortgage approval take in Florida?
Pre-approval often takes one to three business days. Full underwriting and closing usually take 30 to 45 days. Florida law allows a three day rescission period for refinances after closing.
Are there special mortgage programs for Florida first time buyers?
Yes. The Florida Housing Finance Corporation offers the Florida First program with down payment assistance. Many lenders also offer FHA and conventional loans with low down payments for qualified buyers.