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Directory of mortgage lenders in North Bay Village, Florida. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
North Bay Village, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 mortgage lenders in North Bay Village, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
True Blue Lending
1700 79th Street Causeway STE 160, North Bay Village, FL 33141
3057039001
JD Loans
7934 West Dr APT 905, North Bay Village, FL 33141
3053368826
Southeast Bankers Mortgage Corp
1666 79th Street Causeway # 505, North Bay Village, FL 33141
3056721123
Mortgage Mentor Alex - Aleksandra Vasic
1700 John F Kennedy Causeway #160, North Bay Village, FL 33141
3478936887
Marlen Elias
7500 E Treasure Dr, North Bay Village, FL 33141
7863063824
Mortgage lenders in North Bay Village, Florida help homebuyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. North Bay Village is a unique island community in Miami-Dade County, so local lenders often understand the specific property types and flood insurance requirements common in this area.
What Does a Mortgage Lender in North Bay Village Cost?
Typical mortgage costs in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Florida generally range from 2% to 5% of the purchase price. Flood insurance is often required for properties in North Bay Village and can cost $500 to $2,000 per year. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in North Bay Village?
You typically need proof of income, tax returns, bank statements, and identification. Florida law also requires lenders to verify your flood zone status if the property is in a Special Flood Hazard Area.
How long does it take to close a mortgage in Florida?
A standard mortgage closing in Florida usually takes 30 to 45 days. The timeline can vary based on appraisal, title search, and underwriting. Florida has a three-day right of rescission for refinances.
Are there specific mortgage programs for Florida first-time homebuyers?
Yes, Florida offers the Florida HFA First-Time Homebuyer Program through the Florida Housing Finance Corporation. This program provides down payment assistance and competitive interest rates for eligible buyers in North Bay Village.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.