Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 mortgage lenders in Niceville, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Steve Schutt NMLS #342876 Movement Mortgage
1054 E John Sims Pkwy, Niceville, FL 32578
8508978971
Bart Swan | Mortgage Lender
1382 E John Sims Pkwy, Niceville, FL 32578
8506784663
The Greg Daniels Team - Princeton Mortgage
4591 E Hwy 20 Ste 202-C, Niceville, FL 32578
8504997705
Mallory Fotiades, Mortgage Lender NMLS #1666711
4534 FL-20, Niceville, FL 32578
9108188378
Waterstone Mortgage Corporation
1845 E John Sims Pkwy, Niceville, FL 32578
8502794432
Bright Light Land Title Company
4400 E Hwy 20 #505, Niceville, FL 32578
8502796900
heather calvo
1845 E John Sims Pkwy, Niceville, FL 32578
8503626901
University Lending Group
2600 Partin Dr N Suite 310, Niceville, FL 32578
8502794630
TheParkerTeam at PrimeLending
4579 E Hwy 20 bldg 300 suite 320, Niceville, FL 32578
8508037661
Synovus Bank
1001 E John Sims Pkwy, Niceville, FL 32578
8887966887
Trustmark
799 E John Sims Pkwy, Niceville, FL 32578
8507292265
Trustmark
799 E John Sims Pkwy, Niceville, FL 32578
8507292265
Beach Community Mortgage
100 Armstrong Ave, Niceville, FL 32578
8506783990
Centennial Mortgage
1532 E John Sims Pkwy Unit A-2, Niceville, FL 32578
8502694714
Assurance Financial - Niceville, FL
1382 E John Sims Pkwy, Niceville, FL 32578
8503434365
PNC Mortgage
1130 E John Sims Pkwy, Niceville, FL 32578
8506787124
Superior Home Loans
238 Karen Ct, Niceville, FL 32578
8506784663
Waterstone Mortgage Corporation
4592 FL-20, Niceville, FL 32578
8502794432
Bobby Andrus Loan Officer
100 Armstrong Ave, Niceville, FL 32578
8503332954
Homebridge
4400 E Hwy 20, Niceville, FL 32578
8133318005
What Does a Mortgage Lender in Niceville Cost?
Typical mortgage lender costs in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing about $1,000 to $2,000. Closing costs in Florida generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Niceville Florida?
You typically need pay stubs, tax returns, bank statements, and photo identification. Florida lenders also require a property appraisal and proof of homeowners insurance.
How long does the mortgage process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law requires a three business day right of rescission for refinances under the Truth in Lending Act.
Are there special mortgage programs for Florida first time home buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First program with down payment assistance. Local lenders in Niceville may also offer conventional and FHA loans with low down payment options.