Skip to main content

Compare Mortgage Lenders in Melbourne Beach, FL

Browse mortgage lenders serving Melbourne Beach, Florida. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Melbourne Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage lenders in Melbourne Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OceanView Lending
321 Ocean Ave #101, Melbourne Beach, FL 32951
3219143596
Dylan Davis - The Mortgage Firm Space Coast
321 Ocean Ave #101, Melbourne Beach, FL 32951
3215017422

Melbourne Beach Florida offers a range of mortgage lender services for home buyers and homeowners. These lenders help with purchase loans, refinancing, and FHA or VA loans. Florida law requires lenders to be licensed with the state and follow specific disclosure rules under Chapter 494 of the Florida Statutes.

What Does a Mortgage Lender in Melbourne Beach Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Closing costs usually total 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Melbourne Beach?
You will need pay stubs, tax returns, bank statements, and photo ID. Lenders also check your credit score and debt to income ratio. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Florida?
The typical mortgage process takes 30 to 45 days from application to closing. Florida law requires a three day rescission period for refinances. Delays can happen if appraisals or title work take longer.