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Mortgage Lenders in Melbourne, FL

Browse mortgage lenders serving Melbourne, Florida. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Melbourne, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage lenders in Melbourne, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Morgan Financial
1441 N Harbor City Blvd, Melbourne, FL 32935
(321) 757-3570 morganfinancial.net
The Mortgage Firm Inc. Space Coast
930 S Harbor City Blvd Suite 304, Melbourne, FL 32901
(321) 701-0441 themortgagefirm.com
RMC Home Mortgage, LLC
1686 W Hibiscus Blvd Suite A, Melbourne, FL 32901
(877) 478-7369 rmchomemortgage.com
Future Home Loans Space Coast
524 N Harbor City Blvd, Melbourne, FL 32935
(321) 353-8600 future.loans
Dyer Mortgage, a Division of Primary Residential Mortgage, Inc.
10 S Harbor City Blvd, Melbourne, FL 32901
(321) 215-4419 dyermortgage.com
Revolution Mortgage - Ben Mitas & John Henderson
1900 S Harbor City Blvd Ste 209, Melbourne, FL 32901
(321) 317-8250 revolutionmortgage.com
Jennifer Kline at Neighborhood Loans - NMLS# 1574523
306 E Strawbridge Ave, Melbourne, FL 32901
(321) 684-1975 jenniferkline.us
Embrace Home Loans - Melbourne, FL
5500 Murrell Rd #201, Melbourne, FL 32940
(321) 821-1000 embracehomeloans.com
Fluent Mortgage Corp.
6905 N Wickham Rd Suite 402, Melbourne, FL 32940
(877) 735-8368 myfmloan.com
New American Funding - Jake LaBelle
5500 Murrell Rd #201, Melbourne, FL 32940
(802) 353-4724 newamericanfunding.com
Bay Equity LLC
501 E New Haven Ave, Melbourne, FL 32901
(321) 591-3064 bayequityhomeloans.com
Slam Dunk Home Loans
8530 N Wickham Rd STE 112, Melbourne, FL 32940
(407) 761-3797 slamdunkhomeloans.com
Ashley Stockrahm Mortgage Group- Edge Home Loans
4840 Dairy Rd STE 101, Melbourne, FL 32904
(321) 458-3725 ashleyflhomeloans.com
American Mortgage Loan Services, LLC
1243 N Harbor City Blvd Ste. A, Melbourne, FL 32935
(321) 723-6206 americanmortgagefl.com
Oceans Lending LLC
1740 Sarno Rd, Melbourne, FL 32935
(321) 339-2995 oceanslending.com
Hard Money Lenders Melbourne FL
1735 W Hibiscus Blvd, Melbourne, FL 32901
(321) 334-3915 hardmoneylendersmelbourne.com
Embrace Home Loans - Donny Panasis NMLS 1481372
5500 Murrell Rd #201, Melbourne, FL 32940
(321) 214-6327 donnypanasis.com
Jerrod Harlan, CrossCountry Mortgage
202 N Harbor City Blvd, Melbourne, FL 32935
(321) 537-4527 jerrodharlan.com
The Mortgage Firm West Melbourne
4780 Dairy Rd, Melbourne, FL 32904
(321) 754-1212 themortgagefirm.com
Amanda Rebensky - The Mortgage Firm West Melbourne
4780 Dairy Rd STE 101, Melbourne, FL 32904
(321) 754-1212 themortgagefirm.com

Mortgage lenders in Melbourne Florida help homebuyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the Space Coast real estate market and can guide you through Florida specific closing procedures.

What Does a Mortgage Lender in Melbourne Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Florida also charges documentary stamp taxes of 0.35% on the mortgage amount. Other costs include credit report fees, survey fees, and recording fees. These amounts vary by loan type and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Melbourne Florida?
You typically need recent pay stubs, tax returns, bank statements, and government issued ID. Florida lenders also require proof of homeowners insurance before closing. The specific documents depend on your loan type and employment status.
How long does the mortgage process take in Florida?
The mortgage process in Florida usually takes 30 to 45 days from application to closing. Florida law requires a 7 day right of rescission for refinances on primary residences. Delays can occur due to appraisal or title issues specific to Brevard County.