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Find Mortgage Lenders Near You in Land O' Lakes, FL
Compare mortgage lenders in Land O' Lakes. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Land O' Lakes, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 mortgage lenders in Land O' Lakes, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SunPoint Home Loans
2638 Stonewood Pk Lp, Land O' Lakes, FL 34638
8139207916
Equifirst Lending, LLC
7842 Land O' Lakes Blvd #105, Land O' Lakes, FL 34638
8134186916
First American Mortgage Group, Inc.
5201 Swallow Dr, Land O' Lakes, FL 34639
8139282598
Trans States Mortgage
19508 Shumard Oak Dr UNIT 103, Land O' Lakes, FL 34638
8139631256
Regions Mortgage
22645 FL-54, Land O' Lakes, FL 34639
8007344667
Mortgage lenders in Land O Lakes Florida help home buyers and homeowners secure financing for property purchases and refinancing. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the unique housing market in Pasco County and can guide you through the loan process.
What Does a Mortgage Lender in Land O' Lakes Cost?
Typical costs for a mortgage in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can cost 500 to 1500 dollars. Florida also charges documentary stamp taxes on the note and mortgage, which vary by county. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Land O Lakes Florida?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Florida lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Florida?
The mortgage process in Florida usually takes 30 to 45 days from application to closing. Under Florida law, you have a three day right of rescission for refinances but not for purchase loans.
Are there special mortgage programs for Florida first time home buyers?
Yes, the Florida Housing Finance Corporation offers first time home buyer programs with down payment assistance. These programs have income limits and require completion of a home buyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.