Skip to main content

Find Mortgage Lenders in Lakewood Ranch, FL

Looking for a mortgage lender in Lakewood Ranch? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Lakewood Ranch, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 mortgage lenders in Lakewood Ranch, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Funding Group, Inc.
San Marco Plaza, 8235 Natures Way, Lakewood Ranch, FL 34202
9418946565
Blue Skye Lending
8131 Lakewood Main St #204, Lakewood Ranch, FL 34202
9412568420
On Time Home Loans LLC
8433 Enterprise Cir Suite 100, Lakewood Ranch, FL 34202
8137359918
Integrity Lending
9040 Town Center Pkwy, Lakewood Ranch, FL 34202
9419240044

Mortgage lenders in Lakewood Ranch Florida help home buyers and homeowners secure financing for residential properties. Florida law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Lakewood Ranch offers a range of lenders from local banks to national institutions serving the Sarasota and Manatee county area.

What Does a Mortgage Lender in Lakewood Ranch Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance premiums around 0.5 percent of the purchase price. Closing costs in Florida generally range from 2 to 5 percent of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Lakewood Ranch Florida?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Florida lenders also require a property appraisal and title search to verify ownership.
How long does the mortgage approval process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows a three day right of rescission for refinances, which adds a short delay after signing.
Are there any Florida specific mortgage programs for first time buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First program with down payment assistance and competitive interest rates. Eligibility depends on income limits and purchase price caps set by the state.