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Browse mortgage lenders serving Lady Lake, Florida. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Lady Lake, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 mortgage lenders in Lady Lake, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trustco Bank
873 US-27 #441, Lady Lake, FL 32159
3522058893
The Mortgage Firm - Team Setser
510 Co Rd 466 Suite 207-N, Lady Lake, FL 32159
3525613035
Citizens First Wholesale Mortgage Co.
1133 Main St, Lady Lake, FL 32159
8004771086
Reverse Mortgage Advisors, LLC nmls# 1299504
13940 US-441 Suite 903, Lady Lake, FL 32159
2392188537
Mortgage, Bank of America
2315 Parr Dr, Lady Lake, FL 32162
3522688850
Belleair Mortgage, LLC
1197 Fiesta Key Cir, Lady Lake, FL 32159
7272280460
Chase Home Lending
13621 US-441, Lady Lake, FL 32159
9732964128
Liberty Reverse Mortgage - The Villages
510 Co Rd 466 ste 207-s, Lady Lake, FL 32159
3522081146
Mortgage lenders in Lady Lake Florida help home buyers and homeowners secure financing for residential properties. Florida requires lenders to follow specific licensing rules under Chapter 494 of the Florida Statutes. Local lenders understand the Lady Lake market and can guide you through the loan process from pre-approval to closing.
What Does a Mortgage Lender in Lady Lake Cost?
Typical costs for a mortgage in Florida include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title search and credit report. Closing costs in Florida often range from 2 to 5 percent of the home purchase price. For a 300000 home this means 6000 to 15000 in total closing costs. Note that costs vary by situation and this is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lady Lake Florida?
You typically need pay stubs tax returns bank statements and a valid ID. Florida lenders also require proof of homeowners insurance and a property appraisal. The exact list depends on your loan type and employment situation.
How long does it take to close on a mortgage in Lady Lake Florida?
A standard mortgage closing in Florida usually takes 30 to 45 days from application to funding. Delays can happen if the appraisal or title search takes longer. Florida law does not set a specific time limit but most lenders aim for a 30 day close.
Are there special mortgage programs for Florida first time home buyers?
Yes Florida offers the Florida First time home buyer program through the Florida Housing Finance Corporation. This program provides down payment assistance and competitive interest rates. Local lenders in Lady Lake can help you apply if you meet income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.