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Compare mortgage lenders in Homestead. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Homestead, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 mortgage lenders in Homestead, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
890 N Homestead Blvd, Homestead, FL 33030
3052453600
Amscot - The Money Superstore
891 NE 8th St, Homestead, FL 33030
3054237916
Dade County Federal Credit Union
29850 S Dixie Hwy, Homestead, FL 33033
3054715080
EdFed
16460 SW 304th St, Homestead, FL 33033
3052428494
THE MORTGAGE EXPERTS
16255 SW 275 St, Homestead, FL 33031
7868020410
Jonathan Osorio - Mortgage Lender - South Miami & Homestead
11441 SW 252nd Ter, Homestead, FL 33032
7863832077
Truist
2952 NE 8th St, Homestead, FL 33033
3055089465
Space Coast Credit Union | Homestead, FL
2804 NE 8th St, Homestead, FL 33033
3058825000
Terri Ellis | SouthState Mortgage
28801 SW 157th Ave, Homestead, FL 33033
3055885348
Fernando Zamora - Mortgageratemiami.com
29051 SW 167th Ct, Homestead, FL 33030
3054941740
Erica G. Ávila - All In One Mortgage Lenders - Homestead’s Trusted Lender
1348 Old Dixie Hwy, Homestead, FL 33030
7864446133
DH MORTGAGE GROUP, LLC
32269 SW 197th Ave, Homestead, FL 33030
3054327805
Chase Mortgage
13701 SW 288th St, Homestead, FL 33033
3052452475
Julio Lacayo - Mortgage Loan Officer
2495 NE 8th St, Homestead, FL 33033
8887519000
Farm Credit of Florida
24700 SW 177th Ave, Homestead, FL 33031
3052486080
Chase Mortgage
1071 N Homestead Blvd, Homestead, FL 33030
3052481233
Mortgage, Bank of America
3050 NE 43rd Ave, Homestead, FL 33033
7282277054
Michael Coles - Mortgage Loan Officer
2495 NE 8th St, Homestead, FL 33033
7862511094
Greg Mancini
15600 SW 288th St Suite 104, Homestead, FL 33033
7726340450
Pink Elephant Mortgage
1040 SE 19th Ave, Homestead, FL 33035
7866019303
Mortgage lenders in Homestead Florida help home buyers and homeowners secure financing for residential properties. Florida law requires lenders to provide a Loan Estimate within three business days of a completed application. Local lenders understand the unique housing market in South Miami-Dade County including properties in flood zones.
What Does a Mortgage Lender in Homestead Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees between $400 and $700, and title insurance averaging $1,000 to $2,000. Closing costs in Homestead generally range from 2% to 5% of the purchase price. Additional costs may include flood zone determination fees and survey fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Homestead Florida?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns, bank statements, and a valid government ID. Florida lenders also require proof of homeowners insurance and may ask for flood insurance if the property is in a designated flood zone.
How long does the mortgage process take in Florida?
The standard mortgage process in Florida usually takes 30 to 45 days from application to closing. Florida law allows a three day rescission period for refinances but not for purchase loans. Delays can occur due to appraisal backlogs or title issues.
Are there special mortgage programs for first time home buyers in Homestead?
Yes. The Florida Housing Finance Corporation offers the Florida First and Florida HFA Preferred programs with down payment assistance for eligible buyers. Homestead residents may also qualify for local grants through Miami Dade County housing programs. Income limits and credit score requirements apply.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.