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Directory of mortgage lenders in Holiday, Florida. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Holiday, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage lenders in Holiday, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Suncoast Credit Union
3422 US-19, Holiday, FL 34691
8009995887
Truist
2211 US-19, Holiday, FL 34691
7279422537
Mortgage lenders in Holiday, Florida help home buyers and homeowners secure financing for property purchases and refinancing. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Local lenders can guide you through the specific requirements for flood insurance and property taxes common in Pasco County.
What Does a Mortgage Lender in Holiday Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a title search and insurance fee of $800 to $1,500. Closing costs in Florida generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Holiday Florida?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Florida lenders also require proof of homeowners insurance and may request a flood insurance quote for properties in designated flood zones.
How long does the mortgage process take in Florida?
A standard mortgage process in Florida usually takes 30 to 45 days from application to closing. Florida law requires a three business day rescission period after signing the Closing Disclosure for most purchase loans.
Are there special mortgage programs for Florida first time home buyers?
Yes, Florida offers the Florida Housing Finance Corporation programs such as the Florida First mortgage and the Florida HFA Preferred program. These provide down payment assistance and competitive interest rates for eligible first time buyers in Holiday.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.