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Find Mortgage Lenders Near You in Hernando, FL

Browse mortgage lenders serving Hernando, Florida. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Hernando, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage lenders in Hernando, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nathan C Paff | Fairway Independent Mortgage Corporation Co-Branch Manager
1298 E Norvell Bryant Hwy A, Hernando, FL 34442
7403923000
Nathan Paff - Fairway Home Mortgage Corp
1298 E Norvell Bryant Hwy A, Hernando, FL 34442
3524055885
Citrus Lending
1160 N Hambletonian Dr, Hernando, FL 34442
3527464290

Mortgage lenders in Hernando, Florida help homebuyers and homeowners secure financing for residential properties. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the Hernando real estate market and can guide you through state-specific closing requirements.

What Does a Mortgage Lender in Hernando Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Hernando generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Hernando?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Florida lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Florida?
The typical mortgage process in Florida takes 30 to 45 days from application to closing. Florida law allows a three-day rescission period for refinances but not for purchase loans.
Are there special loan programs for Florida first-time homebuyers?
Yes, Florida offers the Florida Housing Finance Corporation programs, including the Florida First and Florida HFA Preferred loans. These provide down payment and closing cost assistance for eligible buyers.