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Showing 2 mortgage lenders in Florida City, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
33390 S Dixie Hwy, Florida City, FL 33034
3052426995
Only Mortgages
420 NW 12th Ave, Florida City, FL 33034
7868305715
What Does a Mortgage Lender in Florida City Cost?
Typical mortgage lender costs in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Florida City generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Florida City?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Florida lenders also require proof of homeowners insurance and flood insurance if your property is in a flood zone.
Are there special mortgage programs for Florida first time home buyers?
Yes, the Florida Housing Finance Corporation offers programs like the Florida First time home buyer loan. These provide down payment assistance and competitive interest rates for eligible buyers in Florida City.
How long does a mortgage closing take in Florida?
A typical mortgage closing in Florida takes 30 to 45 days from application to closing. Florida law requires a three day rescission period for refinances but not for purchase loans.