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Looking for a mortgage lender in Fleming Island? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Fleming Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 mortgage lenders in Fleming Island, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Look Home Loans
4605 US-17 #2, Fleming Island, FL 32003
9048633977
Lisa Daniels Guild Mortgage
1824 Town Center Blvd Suite 103, Fleming Island, FL 32003
9042191417
Tu Mullins NMLS# 657663 - Residential Loan Officer
3521-B US-17, Fleming Island, FL 32003
9044018324
Guild Mortgage Company
1824 Town Center Blvd Suite 103, Fleming Island, FL 32003
9042191417
Chase Home Lending
1516 County Rd 220, Fleming Island, FL 32003
7344562996
Mortgage lenders in Fleming Island Florida help homebuyers and homeowners secure financing for residential properties. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the Fleming Island market and can guide you through the unique aspects of Florida real estate transactions.
What Does a Mortgage Lender in Fleming Island Cost?
Typical costs for a mortgage lender in Florida include origination fees of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance ranging from $500 to $1,500. Closing costs in Clay County generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fleming Island?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Florida lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Florida?
The typical mortgage process in Florida takes 30 to 45 days from application to closing. This timeline can vary based on loan type and appraisal availability in Clay County.
Are there Florida-specific mortgage programs available?
Yes, Florida offers the Florida HFA first-time homebuyer program with down payment assistance. Local lenders in Fleming Island can help you qualify for these state-specific options.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.