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Directory of mortgage lenders in Flagler Beach, Florida. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Flagler Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 mortgage lenders in Flagler Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FLO Mortgage
212 Moody Blvd, Flagler Beach, FL 32136
3868829980
American Home Mortgage Group - The WAVE Team - Michael J. Akialis NMLS #832250
408 S Central Ave, Flagler Beach, FL 32136
3867935435
The Florida Mortgage Guy
316 S Ocean Shore Blvd, Flagler Beach, FL 32136
3866276400
Danielle Desousa, Mortgage Broker FL
408 S Central Ave, Flagler Beach, FL 32136
3863026002
WIN Mortgage LLC
316 S Ocean Shore Blvd, Flagler Beach, FL 32136
3862645772
American Home Mortgage Group
408 S Central Ave, Flagler Beach, FL 32136
3864390515
Mortgage lenders in Flagler Beach Florida help homebuyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Office of Financial Regulation and to follow specific disclosure rules under the Florida Mortgage Brokerage Act. Local lenders understand the Flagler Beach market including flood zone requirements and coastal property considerations.
What Does a Mortgage Lender in Flagler Beach Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount and third party fees for appraisal and credit report ranging from $400 to $700. Closing costs in Flagler Beach generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Florida?
Mortgage lenders in Florida must hold a license from the Florida Office of Financial Regulation under Chapter 494 of Florida Statutes. Loan officers must also be individually licensed through the Nationwide Multistate Licensing System.
How long does a typical mortgage approval take in Flagler Beach?
A standard mortgage approval in Florida usually takes 30 to 45 days from application to closing. Delays can occur due to property appraisals or flood zone certifications required for coastal areas like Flagler Beach.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.