Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage lenders in Edgewater, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Liberty Home Mortgage
602 Indian River Blvd W, Edgewater, FL 32132
3302562255
Regions Mortgage
1309 S Ridgewood Ave, Edgewater, FL 32132
8009862462
Private Investor Mortgage
1001 S Ridgewood Ave, Edgewater, FL 32132
3863150484
What Does a Mortgage Lender in Edgewater Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Florida generally range from 2 to 5 percent of the purchase price. These costs can vary based on loan type, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Edgewater Florida?
You typically need pay stubs, tax returns, bank statements, and identification. Florida lenders also require a property appraisal and title search. Requirements vary by loan type and lender.
How long does mortgage approval take in Florida?
The mortgage approval process in Florida usually takes 30 to 45 days from application to closing. Florida law requires a three day rescission period after signing loan documents. Delays can occur if additional documentation is needed.
Are there Florida specific mortgage programs for first time home buyers?
Yes, Florida offers the Florida First program through the Florida Housing Finance Corporation. This program provides down payment assistance and competitive interest rates for qualified first time buyers. Local lenders in Edgewater can help you apply.