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Mortgage Lenders in DeBary, FL

Looking for a mortgage lender in DeBary? Review the directory below to compare your options.

8 agents listed
Updated May 2026
DeBary, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 mortgage lenders in DeBary, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Smarthouse Lending
363 Spruce Pine Dr, DeBary, FL 32713
8133803081
Kristin Eck - NextMortgage
9 Dogwood Trail Ste B, DeBary, FL 32713
4076171874
The Mortgage Firm - West Volusia
138 S Charles Richard Beall Blvd, DeBary, FL 32713
3865166091
Home Loans of Florida, LLC
98 S Charles Richard Beall Blvd, DeBary, FL 32713
3867038920
Antonio O'Ferral - NextMortgage
9 Dogwood Trail Ste B, DeBary, FL 32713
9195241925
Nicholas Lauricella - NextMortgage
9 Dogwood Trail Suite B, DeBary, FL 32713
4076171874
McBride Mortgage Group
35B S Charles Richard Beall Blvd, DeBary, FL 32713
3526122680
PRMG
10 Dogwood Trail, DeBary, FL 32713
4074401444

A mortgage lender in DeBary Florida helps home buyers and homeowners secure financing for property purchases or refinancing. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. DeBary residents often work with lenders who understand local market conditions in Volusia County.

What Does a Mortgage Lender in DeBary Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance costs around 0.5 percent of the purchase price. Closing costs in Florida generally range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in DeBary Florida?
You typically need pay stubs tax returns bank statements and photo identification. Florida lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows for a three day rescission period after signing loan documents for refinances.
Are there special mortgage programs for Florida first time home buyers?
Yes Florida offers the Florida First program through the Florida Housing Finance Corporation. It provides down payment assistance and competitive interest rates for eligible first time buyers.