Find Mortgage Lenders in Davenport, FL
Compare mortgage lenders in Davenport. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 10 mortgage lenders in Davenport, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Davenport Florida assist home buyers with purchase loans and refinancing options. Florida has specific laws regarding mortgage lending including a 21 day rescission period for refinances on primary residences. Local lenders understand the unique real estate market in Polk County and can guide you through the process.
What Does a Mortgage Lender in Davenport Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance premiums of 500 to 1,500 dollars. Closing costs in Florida generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Davenport Florida?
You typically need pay stubs from the last 30 days, W-2 forms from the last 2 years, tax returns, bank statements, and a valid photo ID. Florida lenders also require proof of homeowners insurance before closing.
How long does it take to close on a mortgage in Florida?
A standard mortgage closing in Florida usually takes 30 to 45 days from application to funding. Cash purchases can close faster in about 10 to 14 days. Florida law requires a three day waiting period after closing documents are signed.
Are there special mortgage programs for first time home buyers in Florida?
Yes, Florida offers the Florida First program through the Florida Housing Finance Corporation. This program provides down payment assistance up to 5 percent of the loan amount. Local lenders in Davenport can help you qualify.