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Mortgage Lenders in Dade City, FL

Looking for a mortgage lender in Dade City? Review the directory below to compare your options.

9 agents listed
Updated May 2026
Dade City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 9 mortgage lenders in Dade City, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
12550 US-301, Dade City, FL 33525
3525230021
Suncoast Credit Union
12510 US-301, Dade City, FL 33525
8009995887
Premium Title Inc
14150 6th St, Dade City, FL 33525
3525675658
Meridian Title Co Inc
37837 Meridian Ave STE 100, Dade City, FL 33525
3525671241
San Antonio Citizens Federal Credit Union
38149 Sprocket Wy, Dade City, FL 33525
3525882732
First National Bank of Pasco
13315 US-301, Dade City, FL 33525
3525210141
Truist
11704 US-301, Dade City, FL 33525
3524583755
SouthState Bank
14045 7th St, Dade City, FL 33525
3525210715
Union Home Mortgage - Adam Mervine
13825 US-98 BYP Unit C, Dade City, FL 33525
7279923212

Mortgage lenders in Dade City, Florida help home buyers and homeowners secure loans for purchasing or refinancing property. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the Dade City real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Dade City Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs around 1,000 dollars. Closing costs in Florida generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Dade City?
You typically need pay stubs, tax returns, bank statements, and photo ID. Florida lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows a three day rescission period for refinances but not for purchase loans.
What is the minimum down payment for a mortgage in Dade City?
Conventional loans often require 3 percent down. FHA loans allow 3.5 percent down. VA and USDA loans may offer zero down payment options for eligible borrowers.