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Mortgage Lenders in Crystal River, FL

Compare mortgage lenders in Crystal River. Review contact information and insurance categorys before you decide.

11 agents listed
Updated May 2026
Crystal River, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 11 mortgage lenders in Crystal River, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Suncoast Credit Union
1039 NE 5th St, Crystal River, FL 34429
8009995887
GTE Financial Credit Union
5700 N Suncoast Blvd, Crystal River, FL 34428
3523645825
Title USA
478 NE 3rd St, Crystal River, FL 34429
3527946087
Carol Sells Florida Homes
1250 N Country Club Dr, Crystal River, FL 34429
3472452245
Truist
1502 SE US Hwy 19, Crystal River, FL 34429
3527958200
American Mortgage Lenders of ALCOVA Mortgage
358 NE 3rd St, Crystal River, FL 34429
3527955626
Brannen Bank
6901 W Gulf to Lake Hwy, Crystal River, FL 34429
3527950804
Truist Mortgage
1502 SE US Hwy 19, Crystal River, FL 34429
8006347928
Regions Mortgage
6730 W Gulf to Lake Hwy, Crystal River, FL 34429
8003256000
John Klopfenstein - Mortgage Loan Officer
1000 SE US Hwy 19, Crystal River, FL 34429
3528956472
James Brent Strange - Truist Mortgage Loan Officer
1502 SE US Hwy 19, Crystal River, FL 34429
9545604821

Mortgage lenders in Crystal River Florida help home buyers and homeowners secure loans for purchase or refinance. Florida law requires lenders to be licensed through the Office of Financial Regulation. Local lenders understand the unique real estate market along the Nature Coast and can guide you through state-specific closing requirements.

What Does a Mortgage Lender in Crystal River Cost?

Typical mortgage lender costs in Florida include origination fees of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Crystal River generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Crystal River?
You typically need pay stubs, tax returns, bank statements, and photo ID. Florida lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows a three day rescission period for refinances but not for purchase loans.
Are there special mortgage programs for Florida first time home buyers?
Yes, the Florida Housing Finance Corporation offers down payment assistance and low interest loans for qualified first time buyers. Local lenders in Crystal River can help you apply for these programs.