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Find Mortgage Lenders in Cocoa Beach, FL

Looking for a mortgage lender in Cocoa Beach? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Cocoa Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 mortgage lenders in Cocoa Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Space Coast Credit Union | Cocoa Beach, FL
1205 N Atlantic Ave, Cocoa Beach, FL 32931
3217522222
Truist
150 Cocoa Isles Blvd, Cocoa Beach, FL 32931
3213923233
Ideal Lending LLC
5505 N Atlantic Ave STE 207, Cocoa Beach, FL 32931
8449943325
Elizabeth Weido: Primerica - Financial Services
320 N Atlantic Ave #2B, Cocoa Beach, FL 32931
9704818106
New Horizons Team of Keller Williams Space Coast
1980 N Atlantic Ave STE 304, Cocoa Beach, FL 32931
3213385833
Embassy Loans
Cocoa Beach, FL 32931
3213920019
Amanda Gant, Momentum Mortgage
375 Barrello Ln, Cocoa Beach, FL 32931
3212667345

What Does a Mortgage Lender in Cocoa Beach Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees of 400 to 700 dollars, and title insurance ranging from 500 to 1,500 dollars. Florida also charges documentary stamp taxes on mortgages at 0.35 per 100 dollars of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license do mortgage lenders need in Florida?
Mortgage lenders in Florida must hold a valid license from the Florida Office of Financial Regulation. They must also register with the Nationwide Multistate Licensing System and comply with Florida Statutes Chapter 494.
How long does a Florida mortgage loan typically take to close?
A typical mortgage loan in Florida closes in 30 to 45 days from the application date. Delays can occur due to appraisal issues or title work, so it is wise to stay in close contact with your lender.