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Find Mortgage Lenders Near You in Smyrna, DE

Directory of mortgage lenders in Smyrna, Delaware. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Smyrna, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 6 mortgage lenders in Smyrna, DE Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Matt Basile - State Farm Insurance Agent
28 N Dupont Blvd, Smyrna, DE 19977
3026599000
Del-One Federal Credit Union - Smyrna
201 Pharmacy Dr, Smyrna, DE 19977
3027394496
Dover Federal Credit Union
436 W Glenwood Ave, Smyrna, DE 19977
3026788000
Marc Degre-Loandepot
200 S Dupont Blvd #105, Smyrna, DE 19977
3025388153
PNC Mortgage
7 S Main St, Smyrna, DE 19977
3026532475
DHI Mortgage
671 S Carter Rd Suite 6, Smyrna, DE 19977
3014072636

Mortgage lenders in Smyrna Delaware help homebuyers and homeowners secure financing for home purchases or refinancing. Delaware law requires lenders to be licensed through the Delaware State Bank Commissioner and follow specific disclosure rules. Local lenders can guide you through programs like the Delaware State Housing Authority first-time homebuyer assistance.

What Does a Mortgage Lender in Smyrna Cost?

Typical costs for a mortgage lender in Delaware include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Delaware generally range from 2% to 5% of the purchase price. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What mortgage licenses are needed in Delaware?
Mortgage lenders in Delaware must hold a license from the Delaware State Bank Commissioner. Loan originators must also be registered through the Nationwide Mortgage Licensing System (NMLS).
Are there down payment assistance programs in Smyrna Delaware?
Yes, the Delaware State Housing Authority offers down payment and closing cost assistance for qualified buyers in Smyrna. These programs often have income limits and require a homebuyer education course.