Skip to main content

Find Mortgage Lenders in Milford, DE

Browse mortgage lenders serving Milford, Delaware. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Milford, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 10 mortgage lenders in Milford, DE Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loan Till Payday
1051 N Walnut St, Milford, DE 19963
3024910908
Mariner Finance
28263 Lexus Dr #4, Milford, DE 19963
3024226166
OneMain Financial
660 N Dupont Blvd, Milford, DE 19963
3024229657
Atlantic Finance
927 N Dupont Blvd, Milford, DE 19963
3024223484
Atlantic Loan Services, LLC
20140 Cedar Beach Rd, Milford, DE 19963
3023443248
Minute Loan Center
945A N Dupont Blvd Suite C, Milford, DE 19963
3022628501
EPM - Milford, DE
14A S Maple Ave, Milford, DE 19963
3022653300
Title Loans Milford by Title Loan Firm
617 N Dupont Blvd, Milford, DE 19963
3022606759
TJM Financial
617 N Dupont Blvd, Milford, DE 19963
3024243750
PNC Mortgage
655 N Dupont Blvd, Milford, DE 19963
3024221015

Milford, Delaware offers a variety of mortgage lenders to help you buy or refinance a home. Delaware law requires a 10 day right of rescission for certain refinances, giving borrowers extra time to review terms. Local lenders in Milford can guide you through conventional, FHA, and VA loan options.

What Does a Mortgage Lender in Milford Cost?

Typical costs for a mortgage lender in Delaware include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance ranging from 800 to 1,500 dollars. Closing costs in Delaware generally total 2 to 5 percent of the purchase price. These figures are estimates and actual costs depend on your loan type, lender, and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Milford Delaware?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Delaware lenders also require proof of homeowners insurance before closing. Self employed borrowers may need additional profit and loss statements.
How long does a mortgage closing take in Delaware?
A typical mortgage closing in Delaware takes 30 to 45 days from application to funding. Delaware law does not set a specific timeline, but lenders must provide a Closing Disclosure at least three business days before closing. Delays can occur if appraisals or title work take longer.
Are there any special mortgage programs for first time home buyers in Milford?
Yes, the Delaware State Housing Authority offers the DSHA First Time Homebuyer Program with down payment assistance. Milford borrowers may also qualify for FHA loans with a 3.5 percent down payment. Local lenders can explain income limits and property requirements for these programs.