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Mortgage Lenders in Waterbury, CT

Compare mortgage lenders in Waterbury. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Waterbury, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 7 mortgage lenders in Waterbury, CT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Skyline Financial Federal Credit Union | Auto Loan Refinancing | Home Mortgage Lending CT
3528 E Main St, Waterbury, CT 06705
2037552030
Mortgage Services Inc
193 Grand St #2, Waterbury, CT 06702
8009223210
Mortgage Refinance Waterbury CT - Home Refinance Connecticut - Refi Home Loan Lenders
84 Progress Ln, Waterbury, CT 06705
2034573218
Commercial Lending Waterbury CT
207 Bank St, Waterbury, CT 06702
2037174521
Jonathan Rhodes - Mortgage Loan Officer
1254 W Main St, Waterbury, CT 06708
2038562051
Waterbury Financial LLC
One Exchange Place, 21 W Main St 4th fl, Waterbury, CT 06702
2038412951
Guaranteed Rate
83 Bank St, Waterbury, CT 06702
2033461226

Mortgage lenders in Waterbury Connecticut help home buyers and homeowners secure financing for property purchases and refinancing. Connecticut law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Waterbury real estate market and can guide you through state specific requirements like the Connecticut mortgage recording tax.

What Does a Mortgage Lender in Waterbury Cost?

Mortgage lender costs in Connecticut include origination fees typically 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $3,000. Connecticut also charges a mortgage recording tax of 0.75% on the first $800,000 of the loan. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a mortgage lender in Waterbury Connecticut?
A mortgage lender is a financial institution or individual that provides loans to home buyers. In Connecticut lenders must hold a valid license from the Department of Banking.
What documents do I need to apply for a mortgage in Connecticut?
You typically need pay stubs, tax returns, bank statements, and identification. Connecticut lenders also require proof of homeowners insurance before closing.
How long does a mortgage closing take in Connecticut?
A typical mortgage closing in Connecticut takes 30 to 45 days from application. Connecticut law allows for a three day rescission period on refinances but not on purchase loans.