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Directory of mortgage lenders in Torrington, Connecticut. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Torrington, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 4 mortgage lenders in Torrington, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First World Mortgage - Torrington Mortgage & Home Loans
1152 E Main St, Torrington, CT 06790
8604681498
Norcom Mortgage
1400 E Main St #3, Torrington, CT 06790
8602015834
Bank of America Mortgage
1400 E Main St, Torrington, CT 06790
8604821664
ALT Connection Hard Money Lenders
1 Torrington Office Plz, Torrington, CT 06790
8606093757
Mortgage lenders in Torrington Connecticut help home buyers and homeowners secure financing for home purchases and refinancing. Connecticut law requires lenders to provide a Loan Estimate within three business days of application. Local lenders can guide you through state-specific requirements like the Connecticut Housing Finance Authority programs.
What Does a Mortgage Lender in Torrington Cost?
Typical costs for a mortgage lender in Connecticut include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title search and credit report totaling 500 to 3000 dollars. Connecticut also charges a mortgage recording fee of about 0.28 percent of the loan amount. These costs vary by lender loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Torrington Connecticut?
You typically need pay stubs tax returns bank statements and photo ID. Connecticut lenders also require a signed application and a credit check. Additional documents may be needed for self-employed borrowers.
How long does the mortgage process take in Connecticut?
The average mortgage process in Connecticut takes 30 to 45 days from application to closing. Connecticut law requires a three business day review period after you receive the Closing Disclosure. Delays can occur if appraisals or title work take longer.
Are there special mortgage programs for first time home buyers in Torrington?
Yes the Connecticut Housing Finance Authority offers down payment assistance and low interest loans for first time buyers in Torrington. Income limits and purchase price caps apply. Local lenders can help you check eligibility for these programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.