Compare Mortgage Lenders in Enfield, CT
Browse mortgage lenders serving Enfield, Connecticut. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Connecticut before hiring.
Showing 8 mortgage lenders in Enfield, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Enfield, Connecticut help homebuyers and homeowners find loans to purchase or refinance property. Connecticut law requires lenders to be licensed through the state Department of Banking. Local lenders can guide you through options like conventional loans, FHA loans, and VA loans for qualified veterans.
What Does a Mortgage Lender in Enfield Cost?
Mortgage lender costs in Connecticut typically include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees of $400 to $700, title insurance of $1,500 to $3,000, and recording fees of $100 to $200. Closing costs in Connecticut average 2% to 5% of the home purchase price. These costs vary by loan type, lender, and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Enfield Connecticut?
You typically need pay stubs, tax returns, bank statements, and photo ID. Connecticut lenders also require a credit check and proof of assets. Self-employed borrowers may need additional profit and loss statements.
How long does it take to close on a mortgage in Connecticut?
A typical mortgage closing in Connecticut takes 30 to 45 days from application. Connecticut law does not set a specific time limit, but lenders must provide a Loan Estimate within 3 business days of application. Delays can occur due to appraisal or title issues.
Are there any Connecticut-specific mortgage programs?
Yes, the Connecticut Housing Finance Authority (CHFA) offers down payment assistance and low-interest loans for first-time homebuyers. These programs have income and purchase price limits. Some Enfield lenders participate in CHFA programs.