Find Mortgage Lenders Near You in Johnstown, CO
Browse mortgage lenders serving Johnstown, Colorado. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Colorado before hiring.
Showing 7 mortgage lenders in Johnstown, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Johnstown Colorado help homebuyers and homeowners secure financing for residential properties. Colorado law requires all mortgage loan originators to be licensed through the Colorado Division of Real Estate. Local lenders understand the Johnstown market and can guide you through conventional FHA and VA loan programs.
What Does a Mortgage Lender in Johnstown Cost?
Typical costs for a mortgage in Colorado include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 500 to 700 dollars and title insurance from 1500 to 3000 dollars. Closing costs in Weld County generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Johnstown Colorado?
You typically need pay stubs tax returns bank statements and a valid ID. Lenders also check your credit score and debt to income ratio. Requirements may vary by loan type and lender.
How long does it take to close on a mortgage in Colorado?
A standard mortgage closing in Colorado usually takes 30 to 45 days from application. This timeline can be shorter for cash buyers or longer for complex loans. Your lender will provide a detailed estimate at the start.
Are there first time home buyer programs in Johnstown Colorado?
Yes Colorado offers the CHFA first step program which provides down payment assistance and competitive rates. Local lenders in Johnstown can help you apply. Eligibility depends on income and purchase price limits.