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Mortgage Lenders in Gypsum, CO

Directory of mortgage lenders in Gypsum, Colorado. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Gypsum, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 2 mortgage lenders in Gypsum, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Andrews Team - All Western Mortgage
620 Red Table Dr Unit F, Gypsum, CO 81637
9706205508
US Bank Mortgage
208 Crest Wood Dr, Gypsum, CO 81637
8008722657

Mortgage lenders in Gypsum Colorado help homebuyers secure financing for residential properties. Colorado law requires lenders to be licensed through the Colorado Division of Real Estate. Gypsum is located in Eagle County, where property values and loan limits often follow the high-cost area guidelines set by the Federal Housing Finance Agency.

What Does a Mortgage Lender in Gypsum Cost?

Typical costs for a mortgage lender in Colorado include an origination fee of 0.5% to 1% of the loan amount, appraisal fees around 400 to 700 dollars, and title insurance which can cost 500 to 1,500 dollars. Colorado also charges a mortgage recording fee of about 10 to 30 dollars per page. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Gypsum Colorado?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Colorado lenders may also ask for proof of homeowners insurance and a property appraisal.
Are there specific down payment assistance programs for Colorado buyers?
Yes, Colorado offers programs like CHFA Colorado Housing and Finance Authority loans with down payment assistance. These programs have income limits and require a homebuyer education course.
How long does the mortgage process take in Colorado?
The mortgage process in Colorado usually takes 30 to 45 days from application to closing. Colorado law requires a three-day rescission period for refinances but not for purchase loans.