Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage lenders in Templeton, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Excel Mortgage Services
2955 S River Rd, Templeton, CA 93465
8059758584
Scott Elmerick at Certainty Home Lending (NMLS #742366)
520 S Main St Suite C, Templeton, CA 93465
8055501339
Crown Mortgage of the West
408 S Main St, Templeton, CA 93465
8054345226
Certainty Home Lending
520 S Main St Suite C, Templeton, CA 93465
7734350960
Vision Mortgage
Templeton, CA 93465
8059758584
What Does a Mortgage Lender in Templeton Cost?
Typical costs for a mortgage in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $3,000. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Templeton?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day rescission period after signing for refinances, but not for purchase loans.
What are the typical down payment requirements in California?
Down payments vary by loan type. Conventional loans often require 5 to 20 percent down. FHA loans allow as low as 3.5 percent. California first-time buyer programs may offer assistance.