Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage lenders in St Helena, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BMO Bank N.A Branches
1451 Main St, St Helena, CA 94574
7079637185
Cynthia Kee Reverse Mortgate Specialist
1655 Chardonnay Way, St Helena, CA 94574
7078122102
Cardinal Financial Company, Limited Partnership
1120 Pope St # 102, St Helena, CA 94574
7077751412
Sonia McClellin - NextMortgage Divisional Manager NMLS# 234066
1505 Main St Suite A, St Helena, CA 94574
7072931153
AnnieMac Home Mortgage
2543 Pinot Way, St Helena, CA 94574
8889634710
What Does a Mortgage Lender in St Helena Cost?
Typical costs for a mortgage lender in California include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees from 500 to 700 dollars, and title insurance costs around 1,000 to 2,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These amounts vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in St Helena?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo identification. California lenders may also require proof of homeowners insurance and property appraisal documents.
How long does the mortgage process take in California?
The mortgage process in California usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type and lender workload. California law requires specific disclosures within three business days of application.
Are there special loan programs for California homebuyers?
Yes, California offers programs like CalHFA for first-time buyers and down payment assistance. Some lenders also offer FHA and VA loans. Eligibility depends on income limits and property location within St Helena.