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Mortgage Lenders in Soquel, CA

Compare mortgage lenders in Soquel. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
Soquel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage lenders in Soquel, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Santa Cruz Lending Group - Powered by Mason-McDuffie Mortgage Corporation
2425 Porter St #13, Soquel, CA 95073
8312570111
Marina Watts - Reverse Mortgages
2739 Porter St, Soquel, CA 95073
8315359760
Andrea Schenk - Santa Cruz Lending Group
2425 Porter St #13, Soquel, CA 95073
8314310496
Victor D. Romero - Santa Cruz Lending Group
2425 Porter St #13, Soquel, CA 95073
8312142172
Monterey Bay Mortgage, powered by CMG Financial NMLS 1820
2601 41st Ave C, Soquel, CA 95073
8314623630
Tai Boutell - Santa Cruz Lending Group
2425 Porter St #13, Soquel, CA 95073
8314196931
Associated Home Loans
4835 Soquel Dr, Soquel, CA 95073
8314797777
BB Financial Solutions
5005 Vía Gatos, Soquel, CA 95073
8314756407
Jessie Brumbaugh - Santa Cruz Lending Group
2425 Porter St #13, Soquel, CA 95073
8313456977

Mortgage lenders in Soquel California help home buyers and homeowners secure financing for residential properties. California law requires lenders to provide a Loan Estimate within three business days of a loan application. Local lenders understand the unique real estate market in Santa Cruz County and can guide you through the process.

What Does a Mortgage Lender in Soquel Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs generally total 2 percent to 5 percent of the purchase price. These costs vary by loan type and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Soquel?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a signed application and authorization to check your credit.
How long does it take to close a mortgage in California?
The average mortgage closing in California takes 30 to 45 days. California law requires a three business day right of rescission for refinances after closing documents are signed.
What are the current mortgage rate trends in Soquel?
Mortgage rates in Soquel vary daily based on market conditions and your financial profile. Rates for a 30 year fixed loan in California often range from 6 percent to 8 percent as of 2025, but they change frequently.